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Frank Coxx

Frank Coxx
Integrity Realty

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NC Home Advantage Mortgage™

The NC Home Advantage Mortgage™ provides eligible home buyers with competitive interest rates and down payment assistance up to 5% of the loan amount. These loans are funded through the sale of government-insured or Fannie Mae-incurred mortgage-backed securities.

First-time home buyers and military veterans with lower incomes may be eligible for the NC 1st Home Advantage Down Payment, which provides $8,000 in down payment help.

Using down payment assistance,you can get up to 100% financing on FHA, USDA and VA loans. We also offer 3% down payment assistance on conventional 97% LTV loans, minimizing your upfront investment.

Buyer Eligibility

To be eligible for the NC Home Advantage Mortgage™, you must:

  • Purchase a home in North Carolina
  • Occupy the home as their principal resident within 60 days of closing
  • Have an income not exceeding $87,500
  • Have a credit score of 640 or higher
  • Be a legal resident of the United States.

Property Eligibility

  • Single-family homes
  • Townhouses
  • Condominiums
  • Duplexes (FHA loans only)
  • New manufactured homes (660 credit score required and not eligible for conventional product)

You can now schedule a free consultation with me about the low down payment programs we have for you. We also have low credit score programs with 3.5% down. Schedule Now by clicking Let's Talk

Frank Coxx
Integrity Realty

Phone: 980-307-5558


Frank is very knowledgeable in his line of work. He went to bat for me and my fiance during our homebuying experience. Frank is someone that I know would make the most appropriate decisions with the client's best interest in mind. With all his experience, hard work and dedication, you could not go   wrong if you choose him as your agent!! Thanks Frank, and we are loving our new place!!! Shakiya Mckenzie
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